About
I’m Ahmed K Emara — a chief technology officer with 18+ years building and scaling technology organizations across regulated FinTech, payments, e-commerce, and enterprise platforms.
Today I’m CTO at Tarmeez Capital, a Saudi FinTech that provides financing and investment through Islamic Sukuk. I lead the whole technology organization — architecture, engineering, product, QA, cybersecurity, and platform operations — and grew it from a four-person, pre-launch team to 40+ people through CMA and SAMA licensing and the launch of a live Sukuk platform.
Before Tarmeez, I spent years as a CTO and software architect across MENA and Europe. I scaled EgyProTech’s engineering org from 8 to 160 people; led technology for two concurrent ventures — EgyQuality (B2C e-commerce and warehouse operations) and Dakakyn (an e-commerce marketplace later acquired into Talabat Egypt); and consulted on architecture, security, and delivery governance for large public-sector and finance platforms.
I write here about the problems I actually hit in production — backend engineering, databases, distributed systems, application and infrastructure security, microservices, and FinTech infrastructure. This site is the canonical home for that writing; copies syndicated to Medium and elsewhere point back here.
Beyond building, I mentor founders and engineering leaders starting or scaling regulated fintech — from early architecture decisions to the operational reality of running licensed financial systems.
Certifications
- Project Management Professional (PMP) — Project Management Institute
- CGEIT — ISACA
- Certified Scrum Product Owner (CSPO)
- Cisco Certified Network Professional (CCNP)
- ISO 27001 Lead Implementer
- AWS Certified Solutions Architect
If you’d like to work together, see mentoring or get in touch.