---
title: "About"
description: "Fintech CTO with 18+ years building and scaling regulated FinTech, payments, and platform engineering — writing about backend engineering, databases, security, and FinTech infrastructure."
url: https://akemara.com/en/about/
lang: en
author: "Ahmed K Emara"
date: 2024-05-19
lastmod: 2024-05-19
translations:
  ar: https://akemara.com/ar/about/
---

# About

> Fintech CTO with 18+ years building and scaling regulated FinTech, payments, and platform engineering — writing about backend engineering, databases, security, and FinTech infrastructure.

I'm **Ahmed K Emara** — a chief technology officer with 18+ years building and
scaling technology organizations across regulated FinTech, payments, e-commerce,
and enterprise platforms.

Today I'm **CTO at Tarmeez Capital**, a Saudi FinTech that provides financing and
investment through Islamic Sukuk. I lead the whole technology organization —
architecture, engineering, product, QA, cybersecurity, and platform operations —
and grew it from a four-person, pre-launch team to **40+ people** through CMA and
SAMA licensing and the launch of a live Sukuk platform.

Before Tarmeez, I spent years as a CTO and software architect across MENA and
Europe. I scaled **EgyProTech**'s engineering org from **8 to 160 people**; led
technology for two concurrent ventures — **EgyQuality** (B2C e-commerce and
warehouse operations) and **Dakakyn** (an e-commerce marketplace later acquired
into Talabat Egypt); and consulted on architecture, security, and delivery
governance for large public-sector and finance platforms.

I write here about the problems I actually hit in production — backend
engineering, databases, distributed systems, application and infrastructure
security, microservices, and **FinTech infrastructure**. This site is the
canonical home for that writing; copies syndicated to Medium and elsewhere point
back here.

Beyond building, I mentor founders and engineering leaders starting or scaling
regulated fintech — from early architecture decisions to the operational reality
of running licensed financial systems.

## Certifications

- Project Management Professional (PMP) — Project Management Institute
- CGEIT — ISACA
- Certified Scrum Product Owner (CSPO)
- Cisco Certified Network Professional (CCNP)
- ISO 27001 Lead Implementer
- AWS Certified Solutions Architect

If you'd like to work together, see [mentoring](https://akemara.com/en/about/../mentoring/) or
[get in touch](https://akemara.com/en/about/../contact/).